A Credit Agreement is one of the simplest and most popular ways for you to finance your new SEAT.
Flexible terms are available and you can tailor the repayments to best suit your budget, as well as your vehicle trading cycle.
Simply: Deposit > Monthly Payments > Ownership
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Select your new SEAT.
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Place a deposit towards the purchase, either as cash or by using equity in your current vehicle as a trade-in.
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Choose your loan term.
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Personalise your repayments.
You have the flexibility to reduce your monthly payments by having a balloon payment at the end or a combination of structured payments (for approved applicants).
SEAT Finance then calculates your monthly payments based on your selections.
How to Apply
To find out more about the Credit Agreement plan, please speak to your Business Manager at your SEAT Store.
How would you like to drive a brand new SEAT every 3 years, enjoying low monthly payments throughout the term and have the added protection of a Guaranteed Future Value (GFV)?
Introducing our SEAT OPTIONS Plan....
SEAT OPTIONS operates under our standard Credit Agreement (but with a 36-month term) and a GFV Certificate. At the end of the term of your SEAT OPTIONS plan, you can trade it on a new SEAT, you can return the car or you can keep it. You will have added peace of mind that SEAT Finance provides you with a GFV of your new SEAT.
How it Works
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Select your new SEAT
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Choose your kilometre allowance over a 36-month term (if you would prefer other time periods, please contact the SEAT Store to discuss further)
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SEAT Finance works out the Guaranteed Future Value (GFV) of your vehicle (based on the model, a 36-month term and your kilometre allowance). The GFV is the final payment on your Credit Agreement
End of Term Options
At the end of the term of your SEAT OPTIONS plan, you have the following options:
1. Trade-in on a new SEAT
Simply trade-in your SEAT for a new one at the GFV and if the trade-in value is higher than the GFV, the difference is yours to use towards your new SEAT.
2. Return it
You may wish to return your SEAT, for example if the value of your vehicle has fallen below the GFV. We will apply the GFV to what you owe us under the Credit Agreement leaving you with no further liability (subject to meeting the terms and conditions in the Credit Agreement and the GFV certificate).
3. Keep it
Love your SEAT so much you want to keep it? Simply refinance or pay off what you owe under the Credit Agreement and continue to enjoy your SEAT.
How to Apply
To find out more about the SEAT OPTIONS plan, please speak to the Business Manager at your SEAT Store.